Minor phobias may not even be on your radar. You may avoid certain things just because you always have, you don't even know why. I suggest to all wise magicians out there that you have yourselves an adventure. Explore whether or not you have a couple, or a couple of dozen, phobias. I recognize one I have, it is the filling out of forms. Somehow I don't fit myself into little boxes, check here, very well. A lot of things in life are gained by filling out the applications for them. I have missed some opportunities by seeing the form, then feeling overwhelmed by looking at it, and putting it to one side. Just for a while turns into, "Oh, oh, I forgot about it." Discover a teeny phobia then devise a spell to deal with it. Let your sensory self, and your sense of humor, conquer this "thing that blocks you from a better life". Here are a few phobias people may have: filling out forms, learning about political issues, going to a barber, shopping, washing dishes, going to a doctor, admitting mistakes, saying I don't know, saying that you want something, getting things taken care of for your car, writing thank you letters, being realistic about a budget, exercising, etc., etc.
You get the point, you are procrastinating and probably are missing out by doing so. I remember a Political Theory class I took in college. The author of one of our readings said "Laziness is pathology". He said that people were not naturally lazy and if it seemed like they were the social scientist needed to search out what was holding them back. Listen to you little nagging "shoulds". Maybe they have validity. (Maybe they don't, too.) You will only know if you examine them. Make your decisions for your self. Don't let your phobias do it. You deserve a rich and full life. May the spark be with you.